Terms and Conditions

1. Introduction & Acceptance of Terms

By accessing, browsing, or otherwise using the Website in any manner, you acknowledge that you have
read, understood, and agree to be legally bound by these Terms, along with our Privacy Policy and any
other guidelines or policies referenced herein. These Terms apply to all visitors, users, and others who
access the Website (“Users,” “you,” or “your”).

If you are using the Website on behalf of a company, organization, or other legal entity, you represent
that you have the authority to bind that entity to these Terms, in which case “you” refers to that entity.

If you do not accept these Terms in full, you must not use the Website.

2. Intellectual Property Rights

Unless otherwise stated, Scaltrander and/or its licensors own the intellectual property rights in and
to all material published on the Website, including but not limited to text, articles, guides, market
commentary, graphics, logos, icons, images, charts, videos, software, page layout, and the overall look
and feel of the Website (“Content”). All such rights are reserved.

You may view, download, and print pages from the Website for your own personal, non-commercial use,
subject to the restrictions set out below. You must not:

• Republish, redistribute, sell, sub-license, or otherwise commercially exploit any Content without our prior written consent;
• Reproduce, copy, or duplicate Content on any other website, publication, or platform;
• Remove or alter any copyright, trademark, or other proprietary notice contained in the Content;
• Use our name, logo, or branding in a way that suggests endorsement, affiliation, or partnership without our written permission.

Any unauthorized use of the Content may give rise to a claim for damages and/or be a criminal offense
under applicable intellectual property laws.

3. User Conduct & Prohibited Activities

By using the Website, you agree that you will not, and will not assist or enable others to:

• Use the Website for any unlawful purpose or in violation of any applicable local, state, national, or international law;
• Attempt to gain unauthorized access to the Website, its servers, or any connected network or database, including through hacking, password mining, or any other intrusive means;
• Introduce viruses, malware, trojans, worms, or any other technologically harmful material to the Website;
• Scrape, crawl, copy, mirror, or extract data or Content from the Website using automated tools without our prior written consent;
• Send unsolicited advertising, promotional material, spam, or engage in any form of unauthorized commercial communication through the Website;
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity;
• Interfere with or disrupt the operation of the Website or the servers/networks used to make it available;
• Post or transmit any content that is defamatory, obscene, threatening, abusive, or otherwise objectionable;
• Use the Website in any manner that could disable, overburden, damage, or impair it.

We reserve the right to investigate and take appropriate legal action against anyone who, in our sole
discretion, violates this section, including reporting such conduct to law enforcement authorities.

4. Disclaimer of Warranties & Limitation of Liability

4.1 Informational Purpose Only

Scaltrander operates in the online trading and financial markets education/information space. All
Content available on the Website — including but not limited to articles, market analysis, trading
strategies, tips, charts, tutorials, calculators, and commentary — is provided for general informational
and educational purposes only. It does not constitute, and should not be construed as, financial,
investment, trading, legal, or tax advice, nor a recommendation or solicitation to buy or sell any
financial instrument, security, or asset.

Trading and investing in financial markets carries a substantial risk of loss and is not suitable for
every individual. You are solely responsible for evaluating the merits and risks associated with any
reliance on the Content, and for any decisions you make regarding your finances or trading activities.
We strongly recommend that you consult a licensed and registered financial advisor before making any
investment or trading decision.

4.2 “As Is” Basis

The Website and all Content are provided on an “as is” and “as available” basis, without warranties
of any kind, either express or implied, including but not limited to implied warranties of
merchantability, fitness for a particular purpose, accuracy, reliability, or non-infringement. We do not
warrant that the Website will be uninterrupted, timely, secure, error-free, or that any information
obtained through the Website will be accurate or reliable.

4.3 Limitation of Liability

To the fullest extent permitted by applicable law, Scaltrander, its owners, employees, affiliates,
partners, and licensors shall not be liable for any direct, indirect, incidental, special, consequential,
or punitive damages, including but not limited to loss of profits, data, goodwill, or trading losses,
arising out of or in connection with:

• Your access to, use of, or inability to use the Website;
• Any errors, mistakes, or inaccuracies in the Content;
• Any trading or investment decisions made based on information found on the Website;
• Any unauthorized access to or use of our servers and/or any personal information stored therein;
• Any interruption or cessation of transmission to or from the Website.

This limitation applies regardless of the legal theory on which the claim is based, whether in
contract, tort, negligence, strict liability, or otherwise, and even if we have been advised of the
possibility of such damages.

5. Third-Party Links & Advertisements

The Website may display advertisements served by third-party advertising networks, including Google
AdSense, and may contain links to third-party websites, tools, brokers, or resources that are not owned
or controlled by Scaltrander.

We have no control over, and assume no responsibility for, the content, privacy policies, accuracy, or
practices of any third-party websites or services, including any advertised products, offers, or brokers.
The inclusion of any link or advertisement does not imply endorsement by Scaltrander. You access and use
third-party links and advertisements entirely at your own risk, and we encourage you to review the terms
and privacy policies of any third-party site you visit.

Third-party vendors, including Google, may use cookies to serve ads based on your prior visits to this
Website or other websites. You may opt out of personalized advertising by visiting Google’s Ads Settings
or other applicable industry opt-out pages.

6. Termination of Use

We reserve the right, in our sole discretion and without prior notice, to suspend, restrict, or
terminate your access to all or part of the Website if we believe, in good faith, that you have violated
these Terms, engaged in unlawful activity, or acted in a manner that could harm Scaltrander, other Users,
or third parties.

Upon termination, your right to use the Website will immediately cease. All provisions of these Terms
that by their nature should survive termination — including intellectual property rights, disclaimers,
limitations of liability, and governing law — shall survive.

7. Governing Law & Jurisdiction

These Terms and any disputes arising out of or relating to them or your use of the Website shall be
governed by and construed in accordance with the laws of India, without regard to its conflict of law
principles.

You agree that any legal action, suit, or proceeding arising out of or related to these Terms or the
Website shall be brought exclusively in the competent courts of India, and you consent to the
exclusive jurisdiction and venue of such courts.

8. Changes to These Terms

We reserve the right to modify, amend, or replace these Terms at any time, at our sole discretion. If
we make material changes, we will update the “Last Updated” date at the top of this page. It is your
responsibility to review these Terms periodically for changes.

Your continued use of the Website following the posting of any revised Terms constitutes your
acceptance of and agreement to those changes. If you do not agree with the revised Terms, you must stop
using the Website.

9. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable by a court of
competent jurisdiction, that provision shall be deemed severable and shall not affect the validity and
enforceability of the remaining provisions.

10. Contact Information

If you have any questions, concerns, or legal inquiries regarding these Terms and Conditions, please
contact us at:

Disclaimer: This document is a general Terms and Conditions template prepared for
informational purposes and does not constitute legal advice. We recommend having it reviewed by a
qualified lawyer licensed in your jurisdiction before publishing it on your live website, to ensure full
compliance with applicable Indian laws (including the Information Technology Act, 2000, and relevant
SEBI/RBI regulations that may apply to trading-related content) and Google AdSense program policies.